According to the National Credit Regulator (NCR) consumers have slowly but surely began managing their finances and debt repayments better. Although this might be a win for the finance world, unsecured lending (which includes personal loans) have rapidly seen an increase over the past financial year.

Unsecured lending has seen an increase by 66.88 %. Research also shows that there has been sufficient decrease in credit-active consumers who have had difficulties with their credit.

The number of consumers with a ‘good credit record’ has sufficiently increased to 74.2 %.

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