👨⚖️ The NCR’s Role in the Court Process
During debt review, your restructured repayment plan is submitted to a Magistrate’s Court or National Consumer Tribunal. The NCR ensures:
- The plan complies with regulations,
- The court’s order protects both the consumer and creditors,
- The process remains transparent and enforceable.
✅ NCR-Registered Debt Counselling You Can Trust
At Debt Check, we work in full compliance with the National Credit Regulator. We:
- Hold an official NCR registration,
- Follow the NCA’s guidelines for fair and affordable debt restructuring,
- Put your financial well-being first, not profit margins.
📌 Check your debt status or get advice from a registered professional today.
👉 Start your free debt assessment
Or call us at 0860 017 454 or WhatsApp us 0679579140
🧠 FAQs About the NCR and Debt Review
Q: Is the NCR part of government?
Yes — the NCR is a statutory body established by the Department of Trade, Industry and Competition (DTIC).
Q: Can the NCR remove the debt review flag from my credit report?
No. Only your debt counsellor can issue a Form 19 Clearance Certificate, which then gets sent to credit bureaus.
Q: How do I verify if my debt counsellor is registered?
Visit https://www.ncr.org.za/register_of_registrants/ and search by name or registration number.
📌 Final Thoughts
The NCR plays a critical role in ensuring South African consumers are protected and empowered during debt review. Choosing a registered, compliant debt counsellor — like Debt Check — gives you peace of mind that your financial recovery is in safe hands.
