The Change Since Debt Counselling Came Into Play

According to the National Credit Regulator (NCR) consumers have slowly but surely began managing their finances and debt repayments better. Although this might be a win for the finance world, unsecured lending (which includes personal loans) have rapidly seen an increase over the past financial year.

Unsecured lending has seen an increase by 66.88 %. Research also shows that there has been sufficient decrease in credit-active consumers who have had difficulties with their credit.

The number of consumers with a ‘good credit record’ has sufficiently increased to 74.2 %.

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